Invoice Financing

Having working capital is vital to any businesses success, no matter how small or large. Waiting on payments from customers can often create big cash flow issues for businesses and disrupt everyday operation. Financing based on your outstanding invoices or receivables is a great way to alleviate the strain of waiting for your money to come in.

Salera Capital can provide Invoice Financing to any business that has a significant amount of outstanding receivables and is most widely used by businesses that provide their customers the flexibility of net terms. Salera Capital provides a way for you to turn money owed by your customers into available working capital for your business.

Invoice Financing

  • Quick and Easy application process

  • Approvals up to 85% – 90% of outstanding receivables

  • Approvals based on receivables, not business revenue

  • Approval and funding in as little as a day

  • No personal credit restrictions

What Do I Need to Qualify

  • 6+ Months in business

  • No credit restrictions

  • $150,000+ in annual revenue

  • Outstanding invoices/receivables owed to you

How Do I Apply

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Please note: Credit approval, requirements, and actual terms (including actual loan amount and rate), are subject to Salera Capital and it’s affiliates credit standards and may vary by applicant



Invoice Financing with Salera Capital

  • ​Receive money up front for work done and products sold

    • No more waiting for customers on net terms (30, 60, 90 days)

  • Seamless online application process

  • Receive up to 90% of invoice (A/R) value

  • Be able to confidently offer your customers flexible terms without worrying about your cash flow

  • Invoices serve as collateral

  • Approvals solely based off invoice value, not business revenue

  • Approval and funding in as little as 24 hours

Who qualifies for Invoice Financing?

Any business with a business to business model can qualify for Invoice Financing, as long as they currently have outstanding receivables.

Unlike a normal business loan, our Invoice Financing product is not based on the traditional underwriting criteria. Things like personal credit score (FICO), time in business, and business revenue are secondary to the amount and quality of your current accounts receivable.

Average Customer Profile

  • Annual Revenue: $135,000

  • FICO Score: 600

  • Time in Business: 1+ year

Contact Us


We strive to offer small business loans with favorable terms that meet the specific needs of every borrower. In addition, when you contact us, you will get a dedicated loan expert who is knowledgeable about your industry and who will offer you a one-on-one personalized service. There is no obligation to get started. Do not hesitate; apply now with the most reliable small business lender out there.

Ready to Grow your business?

Contact us

222 Broadway, 19th Fl

New York, NY 10038


Tel:  877-353-1195

Fax: 646-736-3152

© 2018 Salera Capital, LLC